Frandsen Financial Corporation is an interstate bank holding company that owns full-service community banks in Minnesota, Wisconsin, and North Dakota. With over $1.5 billion in assets, FFC currently operates Frandsen Bank & Trust offices in over thirty-five locations (Member FDIC).

FFC was founded in 1982 when Dennis Frandsen purchased Fidelity State Bank in Luck, Wisconsin. Since then, the company has concentrated on acquiring and operating high-quality community banks that provide a wide array of services to their clients. FFC supports its banks by providing data processing, accounting, regulatory reporting, auditing, human resources, policy management, marketing, and other services that allow bankers to spend more time developing relationships with customers. FFC works with its banks to provide excellent service to their customers, to play vital roles within the communities they serve, and to utilize the resources of FFC to develop new business connections. All products and services are provided in a true community banking environment where the customer is cared for in a way that nurtures a long-term relationship.


Each Frandsen Bank & Trust office has all of the resources essential to fully serve their communities’ financial needs with solutions for individuals and businesses of any size.

  • Complete menu of checking and savings options for individuals, families, businesses, and nonprofit organizations, with fraud-protection tools, all online and mobile services including remote deposit, and a huge network of surcharge-free ATMs
  • Wide array of treasury-management tools for businesses, including affordable merchant card processing, 24/7 online access to accounts, direct-deposit payroll service, employee discounts, and much more
  • Business, farm, and personal loans, lease programs, and lines of credit, with competitive rates, flexible options, and local decision-making, along with business and personal Visa and American Express credit cards
  • Competitive home-financing options including conventional, FHA, VA, Rural Development, jumbo loans, recreational property, home improvement, and home equity loans (Equal Housing Lender)


Our Wealth Management & Trust division has over $350 million in assets under management with our trust and estate-planning services.


Frandsen Investment Services offers financial planning, life insurance, long-term care insurance, education savings, and retirement planning (not FDIC insured, may lose value, no bank guarantee).






Corporate Office
4388 Round Lake Road West
Arden Hills, MN 55112 USA
Phone 651.242.5700